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By Teena Rose, CPRW, CEIP, CCM, http://www.resumebycprw.com
More Women Take
on Role as Primary Breadwinner
Teena Rose is a columnist, public speaker, and
certified/published resume writer
Role reversal
scenarios are common plots among Hollywood screenwriters. The formula
usually involves two people--mother and daughter, sister and brother,
superstar and fan--switching bodies and adapting to the other's life.
Real life has its
own emerging trend in the world of role reversal. In the past 30 years,
women have made enormous strides in the workplace. This has paved the
way for relationships where the woman makes more money than the man.
Roughly one-third
of married women now bring home a bigger paycheck than their husbands.
And the emotional and financial issues associated with this reversal of
traditional gender roles have couples grasping for answers on how to
cope. Time, no doubt, will lead to growing acceptance of women out
earning men. But in the meantime, ingrained social expectations of the
man being the primary breadwinner continue to be the status quo. In the
CEO offices, women are still in the vast minority but are quickly making
strides into senior positions once dominated by men.
A man who made
less than his wife or even stayed home with the kids used to be
portrayed in an unflattering light. Somehow he was less of a man if his
partner out-earned him or if he chose to rear the children. That
stereotype, while still existing in many corners, has eroded
significantly.
When a woman earns
more and the traditional family is turned upside down, couples must
rethink how they deal with many issues--including children, finances,
and household responsibilities. When the wife brings home more money,
two major sources of tension include the man's feeling emasculated and
the man's not doing his fair share around the house. Frustration sets in
if there’s poor communication, and the results may not be pretty.
As with any point
of discussion, debate, or dispute couples must face, there are many ways
to handle the situation. Not surprisingly, talking is on the front lines
of this battle. When problems arise, it’s typically not about the money,
but the inability in dealing with conflict. If the phrase, “I make more
money so it’s my decision,” shouldn’t rear its ugly head when a man
makes more money, then it should be the same if the shoe is on the other
foot.
Couples should
talk--not fight--about money on a regular basis. Before a marriage, all
financial issues, such as debts, incomes, earning potential, and
insurance policies, should be on the table. Treat your family like a
company, with both partners working in harmony to do what’s best for the
family. And if the man is earning considerably less than the woman, make
him the money manager of the business. Taking on the role of family
accountant is invaluable work, and will help fulfill any feelings of
financial inadequacy. Plus, it helps foster trust and a feeling of
inclusion.
Just because the
man takes on the lead accounting role doesn’t mean the woman shouldn’t
be involved in the management. Thorough knowledge of the family finances
and making joint decisions are crucial for the partner who is less
involved.
Another step to
take when approaching the family budget is to forget the past and
concentrate on the future. Work as a unit. Discuss with each other how
you want your money to work and what goals are important to achieve.
Knowing the other’s wish list--a summer home, college for the children,
or early retirement--can help create financial bliss.
If you even think
you might want professional help, get it. Many people are lost and just
don’t feel comfortable when it comes to major financial situations like
doing taxes or investing for the future.
Finally, it’s crucial that
both spouses acknowledge that contributions at home are just as vital to
the family as work outside the home. They may not result in any cash
flow, but they are part of the glue that holds the household together.
Teena Rose operates a prominent and
professional resume writing service, Resume to Referral.
She’s authored several
career books, including "20-Minute
Cover Letter Fixer"
"How
to Design, Write, and Compile a Quality Brag Book"
and "Cracking
the Code to Pharmaceutical Sales."
Teena Rose, CPRW, CEIP, CCM
Resume to Referral
7211 Taylorsville Road, Office 208
Huber Heights, OH 45424
Phone: (937) 236-1360
Fax: (937) 236-1351
http://www.resumebycprw.com |